How Much Can My Car Tow: What to Check Before You Tow Anything

If you want a straight answer on how much can my car tow, start with the method, not a single number. Towing capacity is the lowest of three ratings — the vehicle's tow rating, the tow-bar rating and the trailer's ATM — and it is capped again by GVWR, GCWR and payload. This page shows the method step by step, runs a worked example with clearly labelled example figures, and gives you tables you can use with your own ratings.

Never exceed your vehicle's GVWR, GCWR or payload. Check the owner's manual and the door-jamb sticker for the ratings that apply to your exact vehicle, and treat every figure on this page as a worked example unless it comes from your own vehicle's plates.

how much can my car tow: The method: the lowest of three ratings

Taking how much can my car tow as the case in point: Start with three numbers and keep the smallest: the vehicle tow rating, the tow-bar rating and the trailer ATM (aggregate trailer mass, the maximum loaded weight the trailer is rated for). The worked example on this page uses a vehicle rating of 6,500 lbs, a tow-bar rating of 7,500 lbs and a trailer ATM of 8,000 lbs, so the capacity is 6,500 lbs — whichever of the three is lowest. Treat those as example figures: your own numbers come from the owner's manual, the tow-bar plate and the trailer plate. The rule is strict because each rating protects something different — the vehicle's drivetrain, brakes and cooling; the tow bar and its fixings; the trailer's running gear — and the combination is only as strong as its weakest part.

There is a second layer of limits behind the tow rating. The loaded vehicle may not exceed its GVWR, the vehicle-plus-trailer combination may not exceed its GCWR, and the payload — the gap between kerb weight and GVWR — has to cover passengers, cargo and the tongue weight of the trailer. That last point is the one people miss: the hitch load is carried by the vehicle, so a heavy trailer shrinks the payload left for everything else. Pass the tow-rating check and still fail GCWR or payload, and the combination is overloaded. Check all three against the figures for your exact vehicle in the manual and on the door-jamb sticker.

Where to find your ratings for how much can my car tow

Start with the owner's manual: it lists the tow rating by engine, axle ratio and configuration, and it states the GVWR and GCWR. Then check the door-jamb sticker on the driver's door, which gives the GVWR and the payload for your exact vehicle as built — this is the number that matters, because options fitted at the factory change it. The tow bar itself has a rating plate, usually stamped on the bar or on a label near the receiver, and the trailer has a compliance plate showing its ATM and its tare (empty) weight. If the manual and the sticker disagree, use the lower figure and ask a dealer to confirm for your VIN. Never take a rating from a forum, a sales listing or a figure quoted for a different year or engine: ratings change with engine, axle ratio, cab, bed length and tow package, and the only numbers that count are the ones for your vehicle.

Worked example: the three ratings and the payload check for how much can my car tow

Take a 7,000 lbs loaded trailer as the example. The vehicle's tow rating is 6,500 lbs, the tow-bar rating is 7,500 lbs and the trailer ATM is 8,000 lbs. The towing capacity is the lowest of the three: 6,500 lbs. The trailer's tongue weight at 10 to 15 percent is 700 to 1,050 lbs, and the middle of that range — about 875 lbs — is a good target. With an example payload of 1,600 lbs, the tongue weight leaves 725 lbs for passengers and cargo. If the passengers and luggage weigh more than that, the combination is overloaded even though the trailer is inside the tow rating, and something has to come off — either the trailer load or the vehicle load. That is the whole check in one paragraph: lowest of three, then tongue weight, then payload, then GCWR. Do it with your own numbers before every trip, because the answer changes every time the load changes.

Tongue weight table for how much can my car tow

The table shows the 10 to 15 percent tongue-weight range for common loaded trailer weights. The middle column is 12.5 percent, a useful target when you are loading. All figures are calculated from the trailer weight — weigh your own trailer, do not guess it. That is the point this page works through for how much can my car tow.

Loaded trailer weight (lbs) 10% tongue weight 12.5% tongue weight 15% tongue weight
3,500 350 438 525
5,000 500 625 750
6,000 600 750 900
7,000 700 875 1,050
10,000 1,000 1,250 1,500

how much can my car tow: The four checks, in order

Check What to compare Passes when
Tow rating Trailer weight against the lowest of the three ratings Trailer is at or below the lowest rating
Tongue weight Tongue weight against 10–15% of trailer weight Percentage sits inside 10–15%
Payload Tongue weight + passengers + cargo vs payload Total is at or below payload
GCWR Loaded vehicle plus loaded trailer against GCWR Combined weight is at or below GCWR

how much can my car tow: Common mistakes

  • On this page, how much can my car tow is the case in point: Taking the highest rating and ignoring the other two. The vehicle rating, the tow-bar rating and the trailer ATM are all limits, and the lowest one decides — a strong vehicle with a light tow bar is limited by the tow bar.
  • For how much can my car tow, the point is this: Forgetting that tongue weight counts against payload. The hitch load is carried by the tow vehicle, so it reduces the passengers and cargo you can carry by exactly that amount.
  • For how much can my car tow, the point is this: Skipping the brake check on the trailer. A trailer's brakes need testing before every trip, not just at service time — a seized or disconnected trailer brake puts the whole stopping job on the tow vehicle.
  • Driving at solo speeds while towing. Speed limits for towing are lower in most places, and stopping distances and sway risk both grow sharply with speed, so the right speed while towing is well below the solo limit. That is the point this page works through for how much can my car tow.

how much can my car tow: Related calculations

If this page answered your question, these pages take the next step — the same method applied to a closely related question, or the calculator that does the arithmetic for you. That is the point this page works through for how much can my car tow.

how much can my car tow: Putting your figure to work

Use the method as a pre-trip routine. Before you hitch up, weigh the loaded trailer, confirm the three ratings from your own documents, calculate the tongue weight and check it against payload and GCWR. Note the four results and keep them with the trailer's documents. Any change in load — water, luggage, passengers, a different trailer — means a fresh check, because the numbers move with the load. Done every trip, the routine takes minutes and keeps the combination inside its limits where it matters: on the road. That is the point this page works through for how much can my car tow.

Frequently asked questions

How do I weigh my trailer?

For how much can my car tow, the point is this: Use a weighbridge for the loaded trailer, or a tongue-weight scale for the hitch load. Weigh it loaded as it will travel — water, gas, luggage and all — because the empty weight tells you nothing about the loaded figure. Divide the tongue weight by the loaded trailer weight to check it is inside 10 to 15 percent.

How do I work out my towing capacity?

Take the lowest of three ratings: your vehicle's tow rating, your tow-bar rating and the trailer's ATM. Then check the tongue weight is 10 to 15 percent of the trailer weight, and check the combination against GVWR, GCWR and payload. All four checks have to pass. The ratings come from your owner's manual, the door-jamb sticker, the tow-bar plate and the trailer plate — not from a figure quoted for a different vehicle.

How much trailer can I tow?

It depends on the lowest of your vehicle's tow rating, your tow-bar rating and the trailer's ATM, capped by GVWR, GCWR and payload. In this page's worked example the lowest rating is 6,500 lbs. Substitute your own three ratings and run the same check — the answer is specific to your vehicle and your trailer, not a general figure.

For how much can my car tow, what is the difference between towing capacity and payload?

On this page, how much can my car tow is the case in point: Towing capacity is how heavy a trailer the vehicle may pull; payload is how much weight the vehicle itself may carry. They interact through the tongue weight, which counts against payload. A vehicle can be inside its tow rating and still overloaded if the tongue weight plus passengers and cargo exceed the payload.

What is trailer ATM?

ATM is the aggregate trailer mass: the maximum the trailer is allowed to weigh when fully loaded, set by the trailer manufacturer. It is on the trailer's compliance plate, and it is one of the three ratings in the lowest-of-three rule — your towing capacity can never exceed the trailer's ATM. That is the point this page works through for how much can my car tow.